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The information provided on our website is a summary and contains general advice about our products only. It has been prepared without taking into account any person’s particular objectives, financial situations or needs. Products issued by Sami Insurance Trading Pty Ltd. You should read the relevant Product Disclosure Statement, which contains full details of conditions, limitations and exclusions and consider whether the product is appropriate to you before making any decisions about whether to buy or continue to hold a policy. AFSL *** ***. ACN 646 774 129.