Who we cover
You build your business, we've
got your back
Accountants and Finance Specialists
Allied Health Professionals
Business Administrative Services
Consultants, Coaches and Strategists
Designers and Creatives
Fitness Professionals
Legal Professionals
Marketing, PR, and Communications
Real Estate and Property Management
Retail and Consumer Products
Tradespeople
Writers, Journalists, and Translators
Don’t see your industry? With
800+
occupations, we’re sure to have you covered!
See all industries
About
Help centre
Login
Login
Get a quote
Insurance made for Aussie
soloists, freelancers, and small businesses
Around $3
*
a week
Get your quote in 30 seconds
The safety net that
protects
your business
Professional Indemnity
If you provide professional advice
Protection for your business if a client decides to pursue legal action.
Up to $10,000,000
Public and Products Liability
If there's an injury or breakage
We'll support you if someone sues for an injury or for damage to their property.
Up to $20,000,000
Accident and Sickness
If you can’t work for a while
Look after yourself and your family if you’re injured or sick for an extended period.
Coming soon!
Cyber
Insurance
If your computer gets hacked
Cover for losses or breaches of data security.
Coming soon!
Who’s Sami
for?
Sole traders. Side-giggers. Small businesses. Find the right cover with
800+ business types
.
Find your industry
Accountants and Finance Specialists
Allied Health Professionals
Business Administrative Services
Consultants, Coaches and Strategists
Designers and Creatives
Fitness Professionals
Legal Professionals
Marketing, PR, and Communications
Real Estate and Property Management
Retail and Consumer Products
Tradespeople
Writers, Journalists, and Translators
Cover
tailor-made
for your business
Our policies are based on
exactly what you do
and
what you earn
. That way, you
don’t pay more than you should
.
Get insured in
3
easy steps
1
Tell us what work you do.
Get a quick quote based on your profession – with some starting at
under $150 a year
.
2
Get your tailored policy.
We’ll then create a policy with cover based on the information that you provide.
3
You’re
instantly
covered!
1
We'll send proof of insurance, plus a unique QR code.
Scan
the code
See your cover
in seconds!
What business insurance do you
need?
Choose from our
A+ rated
, best-in-class coverage.
Save when you bundle.
Professional
Indemnity
Get your quote
Public and
Products Liability
Get your quote
Accident and
Sickness
Coming soon
Cyber
Insurance
Coming soon
Flexible
monthly instalments
Coming soon for ABN holders.
No commitments. Cancel anytime.
2
Get covered today
All your insurance questions
– answered
What exactly is Professional Indemnity Insurance?
Professional Indemnity Insurance is designed for any professional who provides advice or service to clients.
This protects you if someone alleges that you've made a mistake, overlooked a critical piece of information, misstated a fact or they have misinterpreted you in the course of your work, resulting in a financial loss.
Whether or not the allegation is true, Professional Indemnity seeks to protect your assets and reputation. We’ll pay for your legal defence, as well as any judgements or settlements that you owe to the suing party, up to policy limits.
What exactly is Public and Products Liability Insurance?
Public and Products Liability Insurance protects you and your business against the financial risk of being found liable to a third party for death or injury, loss or damage to property.
We’ll cover applicable legal costs and compensation claims up to policy limits — so you can defend yourself. Additionally, if you sell, supply, deliver, or even repair goods, you should have cover for claims against you where the goods could cause injury, death or damage.
Products Liability insurance gives you cover if any of these events happen to another business or person by the failure of your product or the product you’re selling.
What exactly is Accident and Sickness Insurance?
As a solo business owner, you don’t exactly get sick leave. If you’re unable to work for an extended period due to an injury or illness, accident and sickness insurance will help you support yourself and anyone who depends on you.
What exactly is Cyber Insurance?
Cyber Insurance protects your business in the case of a cyber security breach. Our policies can cover financial losses suffered by your business up to policy limits as a result of a breach, costs involved in incident response, third-party liability, and more.
Why are your rates so low?
Traditional insurers typically bundle solo business owners into a single plan for anyone who falls under a $500k threshold. This means if you only make $50k a year as a freelancer, you’ll be paying the same amount as a business owner who makes $500k.
At Sami, we separate our plans according to different business activities and earning thresholds. This makes us the most affordable insurer in Australia for side-giggers, freelancers, and microbusinesses.
How do I file a claim?
It’s easy to file a claim with Sami. Just ….
How can I check on the status of my claim?
You can see how your claim is going at any time on the Dashboard.
Who is Sami backed by?
We’re a corporate authorised representative of FD Beck, an award-winning broker. We’ve also got security from Keystone Underwriting, a Coverholder at Lloyd’s.
Lloyd’s has provided financial security to millions across the globe for more than 300 years and based on their 2020 assessment, enjoys an A+ rating from Standard & Poor’s, AA- from Fitch, and A from A.M. Best. These are some of the highest ratings available.
Life’s
simpler
with Sami on your side
Get covered today
the code