The world of work is changing. So why do insurance companies still treat you the same?

Sole traders and small businesses make up more than

97%

of all Australian enterprises.1

And yet, when it comes to business insurance, some companies make you jump through endless hoops, charge more, or offer one-size-doesn’t-fit-all cover.

When we built Sami, we knew we needed to do things differently.

Here’s how we’re creating insurance that’s actually made for today’s workforce.

Cover as unique as your business

Unlike traditional insurance companies, we don’t bundle freelancers and sole traders under one “small business plan”.

We price our policies based on different business activities and earning thresholds.
‍
If you have a side gig or do low-risk freelance work, you won’t pay the same as a small business owner with higher revenues.

Made for Australians who work for themselves

We’re proud to offer affordable insurance options for gig workers, solo business owners, and small businesses.

No waiting,
no worries

Get your quote in 30 seconds, cover in around 3 minutes, and proof of insurance faster than you can say ‘Sorted’.

Made to be digitally native

We’ve streamlined the process so that getting covered isn't so complicated. We’re always innovating to bring you insurance that’s more tailored, affordable, and easier to manage.

Backed by the best

We’re backed by Keystone Underwriting, a Coverholder at Lloyd’s.

Lloyd’s has earned more A ratings than your class dux, so you can be sure your claims are in competent hands.

A+

(Strong),
Standard & Poor’s

AA-

(Very Strong),
Fitch Ratings

A

(Excellent), A.M. Best

AA-

(Very High Quality),
KBRA