Professional Indemnity Insurance for Graphic Designers

A landlord is asking for proof of liability cover before handing over the keys to a new studio. A market stall booking for tomorrow morning is confirmed only if you have cover. A client will not sign off on a project until they see proof of insurance. These requests tend to arrive with little notice.

Say you run a business coaching practice. During a workshop, a client trips over a cable and injures their wrist. Months later, another client claims the growth strategy you recommended caused them a $60,000 financial loss. Same business. Two incidents. Two entirely different risks.

You've delivered the work, the project is finished and the invoice has been paid. Then, weeks or even months later, a client contacts you, claiming that your advice, recommendations or professional services caused them financial loss.