Insights and Resources

Life throws different challenges at us, all the time, and the risks that concern us will change depending on where we are on life’s journey. Insurance is about managing risk – and risks may change with your circumstances. It’s important to remember you are only covered by insurance if you have bought a policy and the claim occurs within your period of cover.

Over the last year many of us have experienced the biggest workplace disruption in recent history. In addition to many offices shutting their doors and shops moving to a completely online model, many Australians had to pack up and work from home indefinitely.

Different types of business require different policies to protect company assets and to protect against legal liabilities. Make sure you know what kind of insurance you need for your business.

When you take out an insurance policy, you need to do some thinking about what is important to you, and how much you are willing to put aside to protect those things if you were faced with their loss.

The key role of insurance is to help people financially protect themselves against life's uncertainties, such as natural disasters, a car accident or an illness while on holidays.