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Do Freelancers/Sole Traders Need Liability Insurance?
It's tough out there from a litigation perspective. We know as a freelancer or sole trader that you really look after your customers.
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The Pitfalls of not having Liability insurance as a Yoga Instructor
The peaceful environment of a yoga studio often masks the significant legal and financial risks that come with the territory. While your focus is on flow, mindfulness, and alignment, the reality of running a yoga business is that you are responsible for the physical and mental well-being of every person in that room.
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Sami Insurance Trading Pty Ltd ABN 52 646 774 129 (“Sami Insurance”) is Corporate Authorised Representative (CAR 001299619) of F.D. Beck and Sons Pty Ltd trading as FD Beck Insurance Brokers ABN 68 004 455 038 (AFSL 233784).

Sami Insurance is a Corporate Authorised Distributor and has entered into an arrangement with Keystone Underwriting Pty Ltd ABN 78 601 944 763 as Corporate Authorised Representative (CAR 000468712) of Keystone Underwriting Australia Pty Ltd ABN 59 634 715 674 AFSL 518224 and F.D. Beck and Sons Pty Ltd ABN 68 004 455 038 (AFSL 233784). Sami Insurance markets insurance products and services on behalf of Keystone Underwriting Pty Ltd.  Cover is subject to the terms, conditions, limits and exclusions of the Policy. All insurance is underwritten by Keystone Underwriting Pty Ltd ABN 78 601 944 763 as Corporate Authorised Representative (CAR 000468712) of Keystone Underwriting Australia Pty Ltd ABN 59 634 715 674 AFSL 518224 under an authority to bind cover on behalf of Certain Underwriters at Lloyd’s of London.

Keystone Underwriting Australia Pty Ltd, Keystone Underwriting Pty Ltd, F.D. Beck and Sons Pty Ltd and Sami Insurance Trading Pty Ltd and their employees act as agents of Certain Underwriters at Lloyd’s of London, not as your agent. Neither Keystone Underwriting Australia Pty Ltd, Keystone Underwriting Pty Ltd, F.D. Beck and Sons Pty Ltd or Sami Insurance Trading Pty Ltd act on your behalf when distributing the insurance products.

Terms, conditions, limits and exclusions apply to the products referred to on this website. You should consider the relevant Product Wording for Professional Indemnity, Allied Health Professionals, Public & Products Liability, Cyber Insurance, General Terms & Conditions and Financial Services Guide available on this website before deciding to acquire, or continue to hold, this product.
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